Apply Online
Start Your Application.
About 12 minutes, saved as you go, and reviewed personally by me rather than by an algorithm. Here is exactly what happens and what to have handy.
Ready to get started? Begin your secure online application now.
Not quite ready? Continue scrolling to learn how the approval process works and what to expect.
Before you click: where you are going
You will be taken to Primis Bank’s secure application portal (HomeHub) to complete your application. It opens in a new tab, so this page stays where it is, and your progress saves as you go — you can stop partway through and pick it up later from the same login.
Primis is a federally regulated, FDIC-insured bank, and the portal is theirs rather than a third-party lead form. Your information goes directly into the lending system, not into a marketplace that resells it.
What to Expect
Three Steps, Start to Answer
- 1
Create your secure account
You will land on HomeHub, the application portal hosted by Primis Bank. Set up a login, and your progress saves automatically as you go. Start on your laptop, finish on your phone — it does not matter.
- 2
Complete the application
Basic information about you, your income, your assets, and the property if you have one identified. Most people finish in about 12 minutes. You can link accounts electronically or upload documents manually, whichever you prefer.
- 3
I review it and call you
Once it hits my desk I review the file personally, identify the strongest program for your situation, and call you with a real answer — typically within 24 hours.
Document Checklist
What You’ll Need
You do not need all of this to start the application — you can begin now and upload as you gather. Find your column.
If you are W-2 employed
- Two most recent pay stubs
- Two years of W-2 forms
- Two months of bank statements, all pages
- Photo ID
- Most recent statements for retirement or investment accounts
- If you own other property: mortgage statement, tax bill, and insurance declaration
If you are self-employed
- 12 or 24 months of business or personal bank statements
- Business license, CPA letter, or entity formation documents
- 1099 forms if you are a contractor
- CPA-prepared profit and loss statement if using a P&L program
- Photo ID
- If you own other property: mortgage statement, tax bill, and insurance declaration
Notice what is not on this list: two years of tax returns. Which documents you actually need depends on which program fits, so start the application and we will narrow it together.
Ready When You Are
Twelve minutes now, a real answer within 24 hours. No credit impact to get started, and no obligation to proceed after we talk.
Opens Primis Bank’s HomeHub portal in a new tab.
Bank-grade security
Hosted by Primis Bank, a federally regulated FDIC-insured institution.
Not a lead form
Your information is not sold, shared, or resold to other lenders.
One advisor
I personally review your file — no call center, no rotating names.
Let’s Solve Your Mortgage Situation.
Apply online in about 12 minutes, or grab a free 20-minute strategy call. Either way, you’ll leave knowing more than you do right now.